Protect your vehicle against accident, theft, fire and third-party liability. Get an instant premium estimate, then your exact quote on WhatsApp — same day, across Pakistan.
Comprehensive, based on your car's value.
A car is one of the biggest purchases most families make — and Pakistan's roads can be unpredictable. SGI motor insurance protects your investment against the costs of accidents, theft, fire and the liability you owe to others, so a single bad day doesn't turn into a financial crisis. Whether you drive a Corolla in Karachi, a Civic in Islamabad, a Cultus in Faisalabad, or any private car anywhere across Pakistan, we'll match you to the right level of cover at the best available premium.
Our comprehensive motor cover gives you full protection — your own vehicle plus the third-party liability you owe to others. Use our calculator for an instant estimate, then talk to a real person on WhatsApp who'll confirm your exact premium and issue your policy — usually the same day.
Repairs to your own vehicle after a collision, big or small.
Cover if your car is stolen or snatched.
Damage caused by fire, explosion or self-ignition.
Injury or damage you cause to other people and property.
Floods, storms and other natural calamities.
Optional tracker fitting and roadside assistance add-ons.
Most car owners in Pakistan choose comprehensive — here's why.
| Feature | Comprehensive | Third-Party Only |
|---|---|---|
| Damage to your own car | ✓ Covered | ✕ Not covered |
| Theft & snatching | ✓ Covered | ✕ Not covered |
| Fire & natural disasters | ✓ Covered | ✕ Not covered |
| Third-party injury & damage | ✓ Covered | ✓ Covered |
| Typical annual cost | 2–3% of car value | Lower, but much less protection |
| Best for | Any car in Pakistan worth protecting | Very old, low-value vehicles only |
SGI offers comprehensive cover — the only policy that protects your own vehicle as well as your liability to others. See what it costs for your car →
Try our free Car Insurance Premium Calculator. Enter your car's current value for an instant estimate — then send it to us for the exact quote.
Claims handled fast, with a dedicated point of contact.
Transparent rates with no hidden charges or surprises.
A dedicated Pakistan team on WhatsApp — Mon–Sat, 9am–7pm.
We place your cover with established, rated insurers.
From affordable hatchbacks to premium SUVs — comprehensive cover for every make.
Tap a highlighted city for a dedicated guide — or WhatsApp us for any city.
You don't need to be in Pakistan to protect your family's car. Thousands of overseas Pakistanis arrange car and travel insurance through us on WhatsApp — from the UK, UAE, Saudi Arabia, USA, Canada, Australia and beyond.
Just send the vehicle details, your family member's CNIC, and car value over WhatsApp. We handle everything remotely — no office visit, no paperwork hassle. Policy issued the same day.
Call or WhatsApp the claims line as soon as it's safe.
Send photos, your policy number and an FIR if needed.
A surveyor assesses the damage and approves repairs.
Repairs done or payout released — we keep you updated.
Instant estimate, exact quote on WhatsApp, policy the same day.
